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Terms of use

Effective 17th March 2022, 08:00EAT

These Website Standard Terms and Conditions, together with our Privacy Policy shall govern your relationship and manage your use of our website, Salaam Microfinance Bank Limited accessible at www.salaammfbank.co.ke.

These Terms will be applied fully  to your use of this Website. By using and continuing to use this Website, you agreed to  comply with accept and be bound by all terms and conditions  herein. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions.

Minors are not allowed to use this Website on their own. Use of this website by minors should be with the aid of a guardian.

Intellectual Property Rights

Other than the content you own, under these Terms, Salaam Microfinance Bank Limited and/or its licensors own all the intellectual property rights and materials contained in this Website.

Refer to our disclaimer terms for this clause


You are specifically restricted from all of the following:

  • publishing any Website material in any other media;
  • selling, sublicensing and/or otherwise commercializing any Website material;
  • publicly performing and/or showing any Website material;
  • using this Website in any way that is or may be damaging to this Website;
  • using this Website in any way that impacts user access to this Website;
  • using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity;
  • engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;
  • using this Website to engage in any advertising or marketing.

Certain areas of this Website are restricted from being accessed by you, Salaam Microfinance Bank Limited may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well.

Your Content

In these Website Standard Terms and Conditions, “Your Content” shall mean any audio, video text, images or other material you choose to display on this Website. By displaying Your Content, you grant Salaam Microfinance Bank Limited a non-exclusive, worldwide irrevocable, sub licensable license to use, reproduce, adapt, publish, translate and distribute it in any and all media.

Your Content must be your own and must not be violating any third-party’s rights. Salaam Microfinance Bank Limited reserves the right to remove any of Your Content from this Website at any time without notice.

Your Privacy

Please read Data Privacy Policy for this clause

No warranties

This Website is provided “as is,”, and Salaam Microfinance Bank Limited expresses no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as providing advice services to you.

Read our disclaimer policy for this clause

Limitation of liability

In no event shall Salaam Microfinance Bank Limited, nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website..  Salaam Microfinance Bank Limited, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

Read our disclaimer policy for this clause


You hereby indemnify to the fullest extent Salaam Microfinance Bank Limited from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.

Read our disclaimer policy for this clause


If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the validity of the remaining provisions herein.

Variation of Terms

Salaam Microfinance Bank Limited is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.


 Salaam Microfinance Bank Limited is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification to you. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

Entire Agreement

These Terms constitute the entire agreement between Salaam Microfinance Bank Limited and you in relation to your use of this Website, and supersede all prior agreements and understandings; and shall be read together with the terms of  our Disclaimer Policy and Privacy Policy.

Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the Republic of Kenya, and you submit to the non-exclusive jurisdiction of the courts in Kenya for the resolution of any disputes.

Contacting us

You may contact us on -:

Compliance Officer, Salaam Microfinance Bank Limited, Head Office, Park Plaza, Opposite Jeevanjee Garden, Moktar Daddah Street Nairobi, Kenya



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